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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,828 | $81,487-25.4% | $102,412-40.6% | $80,935-24.8% |
| Participation rate | 98.9% | 66.8%+32.0pp | 74.5%+24.3pp | 67.7%+31.2pp |
| Annual return | 15.99% | 25.60%-9.6pp | 24.94%-8.9pp | 35.66%-19.7pp |
| Employer contribution / active EE | $3,234 | $3,103+4.2% | $3,870-16.4% | $2,757+17.3% |
| Participant deferral / active EE | $7,357 | $3,871+90.1% | $5,060+45.4% | $4,299+71.1% |
| Admin fee / account holder | $1,287 | $6,717-80.8% | $8,388-84.7% | $6,924-81.4% |