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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,312 | $102,595-62.7% | $94,057-59.3% | $154,746-75.2% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 80.7%-5.7pp |
| Annual return | 10.82% | 583.42%-572.6pp | 480.62%-469.8pp | 172.34%-161.5pp |
| Employer contribution / active EE | $244 | $3,147-92.3% | $2,933-91.7% | $4,379-94.4% |
| Participant deferral / active EE | $4,200 | $5,118-17.9% | $4,709-10.8% | $6,730-37.6% |
| Admin fee / account holder | $1,988 | $7,736-74.3% | $7,244-72.6% | $14,365-86.2% |