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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,832 | $117,859+143.4% | $102,438+180.0% | $145,959+96.5% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 10.80% | 31.72%-20.9pp | 29.37%-18.6pp | 561.95%-551.1pp |
| Employer contribution / active EE | $3,316 | $3,615-8.3% | $3,024+9.7% | $4,661-28.9% |
| Participant deferral / active EE | $8,911 | $5,732+55.5% | $5,054+76.3% | $6,689+33.2% |
| Admin fee / account holder | $1,164 | $13,318-91.3% | $9,448-87.7% | $13,398-91.3% |