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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,832 | $117,895+143.3% | $102,460+179.9% | $145,897+96.6% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 10.80% | 31.92%-21.1pp | 29.47%-18.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $3,316 | $3,619-8.4% | $3,025+9.6% | $4,663-28.9% |
| Participant deferral / active EE | $8,911 | $5,736+55.3% | $5,056+76.2% | $6,689+33.2% |
| Admin fee / account holder | $1,164 | $13,353-91.3% | $9,460-87.7% | $13,390-91.3% |