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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,578 | $111,830-64.6% | $93,696-57.8% | $145,884-72.9% |
| Participation rate | 78.6% | 74.2%+4.4pp | 68.7%+9.9pp | 80.3%-1.7pp |
| Annual return | 7.33% | 204.08%-196.7pp | 133.74%-126.4pp | 551.85%-544.5pp |
| Employer contribution / active EE | $1,551 | $3,093-49.8% | $2,422-35.9% | $4,662-66.7% |
| Participant deferral / active EE | $5,096 | $4,920+3.6% | $4,417+15.4% | $6,690-23.8% |
| Admin fee / account holder | $58,239 | $10,249+468.2% | $8,287+602.8% | $13,392+334.9% |