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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,395 | $111,878-37.1% | $93,727-24.9% | $145,897-51.8% |
| Participation rate | 82.6% | 74.2%+8.4pp | 68.7%+13.9pp | 80.3%+2.3pp |
| Annual return | 26.96% | 204.28%-177.3pp | 133.83%-106.9pp | 552.29%-525.3pp |
| Employer contribution / active EE | $5,285 | $3,092+70.9% | $2,421+118.3% | $4,663+13.3% |
| Participant deferral / active EE | $4,489 | $4,920-8.8% | $4,417+1.6% | $6,689-32.9% |
| Admin fee / account holder | $3,313 | $10,256-67.7% | $8,292-60.0% | $13,390-75.3% |