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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,061 | $156,616+82.0% | $133,346+113.8% | $198,609+43.5% |
| Participation rate | 83.3% | 77.7%+5.6pp | 72.8%+10.5pp | 82.4%+1.0pp |
| Annual return | 13.81% | 44.25%-30.4pp | 36.85%-23.0pp | 202.70%-188.9pp |
| Employer contribution / active EE | $3,278 | $3,368-2.7% | $2,853+14.9% | $5,055-35.2% |
| Participant deferral / active EE | $9,579 | $4,920+94.7% | $4,332+121.1% | $6,977+37.3% |
| Admin fee / account holder | $1,291 | $17,468-92.6% | $14,264-91.0% | $19,030-93.2% |