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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,346 | $124,425+65.8% | $112,040+84.2% | $137,256+50.3% |
| Participation rate | 93.3% | 79.3%+14.0pp | 76.5%+16.8pp | 80.0%+13.4pp |
| Annual return | 36.43% | 24.72%+11.7pp | 24.52%+11.9pp | 220.34%-183.9pp |
| Employer contribution / active EE | $1,172 | $3,411-65.6% | $2,954-60.3% | $4,156-71.8% |
| Participant deferral / active EE | $11,245 | $5,718+96.7% | $5,098+120.6% | $6,407+75.5% |
| Admin fee / account holder | $1,767 | $15,207-88.4% | $12,098-85.4% | $12,270-85.6% |