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| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS3 years Filed as: FULTON BANK, N.A. Service code 15 · EIN 23-1928421 | Recordkeeping | $70,387 |
Filed as: BELFINT, LYONS & SHUMAN, P.A Service code 10 · EIN 51-0232399 | Accounting | $15,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,968 | $102,382+86.5% | $147,005+29.9% | $80,874+136.1% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.2%+13.8pp | 67.6%+28.4pp |
| Annual return | 13.03% | 134.89%-121.9pp | 418.76%-405.7pp | 35.62%-22.6pp |
| Employer contribution / active EE | $6,551 | $3,715+76.3% | $4,934+32.8% | $2,756+137.7% |
| Participant deferral / active EE | $9,629 | $6,646+44.9% | $8,070+19.3% | $4,297+124.1% |
| Admin fee / account holder | $530 | $7,942-93.3% | $13,006-95.9% | $6,935-92.4% |