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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,761 | $162,136-25.5% | $152,301-20.7% | $154,746-22.0% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 6.37% | 91.02%-84.7pp | 80.50%-74.1pp | 172.34%-166.0pp |
| Employer contribution / active EE | $17,090 | $4,890+249.5% | $4,624+269.6% | $4,379+290.3% |
| Participant deferral / active EE | $9,162 | $8,341+9.8% | $8,004+14.5% | $6,730+36.1% |
| Admin fee / account holder | $190,860 | $15,759+1111.1% | $14,398+1225.6% | $14,365+1228.6% |