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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,257 | $59,332+8.3% | $90,223-28.8% | $59,633+7.8% |
| Participation rate | 80.6% | 71.9%+8.7pp | 79.0%+1.6pp | 68.7%+12.0pp |
| Annual return | -5.96% | 3.25%-9.2pp | 1.31%-7.3pp | 2041.45%-2047.4pp |
| Employer contribution / active EE | $1,090 | $3,031-64.0% | $4,378-75.1% | $2,203-50.5% |
| Participant deferral / active EE | $2,953 | $4,369-32.4% | $5,792-49.0% | $3,192-7.5% |
| Admin fee / account holder | $11,535 | $5,032+129.2% | $7,406+55.8% | $4,297+168.4% |