Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,321 | $76,407+15.6% | $150,298-41.2% | $82,448+7.1% |
| Participation rate | 40.8% | 66.4%-25.6pp | 77.8%-36.9pp | 68.1%-27.2pp |
| Annual return | 18.23% | 39.99%-21.8pp | 62.79%-44.6pp | 41.64%-23.4pp |
| Employer contribution / active EE | $1,443 | $2,614-44.8% | $4,154-65.3% | $2,551-43.4% |
| Participant deferral / active EE | $3,611 | $3,214+12.3% | $5,453-33.8% | $4,139-12.8% |
| Admin fee / account holder | $1,222 | $6,352-80.8% | $14,116-91.3% | $7,234-83.1% |