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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,597 | $156,398+82.6% | $147,318+93.9% | $138,895+105.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.56% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.8pp |
| Employer contribution / active EE | $8,108 | $4,853+67.1% | $4,593+76.5% | $4,194+93.3% |
| Participant deferral / active EE | $11,539 | $8,237+40.1% | $7,906+45.9% | $6,396+80.4% |
| Admin fee / account holder | $4,062 | $14,976-72.9% | $13,708-70.4% | $12,562-67.7% |