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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $692,102 | $81,276+751.6% | $155,574+344.9% | $80,925+755.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.30% | 33.36%-18.1pp | 64.87%-49.6pp | 35.65%-20.4pp |
| Employer contribution / active EE | $13,462 | $3,103+333.8% | $4,676+187.9% | $2,756+388.4% |
| Participant deferral / active EE | $11,479 | $3,453+232.4% | $5,629+103.9% | $4,299+167.0% |
| Admin fee / account holder | $23,408 | $7,993+192.8% | $15,914+47.1% | $6,940+237.3% |