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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,485 | $51,638+7.5% | $68,368-18.8% | $82,448-32.7% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 11.52% | 37.53%-26.0pp | 292.57%-281.1pp | 41.64%-30.1pp |
| Employer contribution / active EE | $4,382 | $2,047+114.1% | $2,649+65.4% | $2,551+71.8% |
| Participant deferral / active EE | $1,856 | $2,914-36.3% | $4,123-55.0% | $4,139-55.2% |
| Admin fee / account holder | $701 | $4,643-84.9% | $5,150-86.4% | $7,234-90.3% |