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| Provider | Service type | Compensation |
|---|---|---|
BCG SECURITIES7 years Service code 27 · EIN 23-1664237 | Advisory (Plan) | $67,692 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $8,390 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,947 | $89,123-67.5% | $102,460-71.7% | $77,762-62.8% |
| Participation rate | 91.2% | 80.9%+10.3pp | 76.5%+14.7pp | 70.6%+20.6pp |
| Annual return | 14.13% | 25.05%-10.9pp | 29.47%-15.3pp | 31.27%-17.1pp |
| Employer contribution / active EE | $1,812 | $2,700-32.9% | $3,025-40.1% | $2,728-33.6% |
| Participant deferral / active EE | $4,531 | $5,148-12.0% | $5,056-10.4% | $4,651-2.6% |
| Admin fee / account holder | $70 | $236-70.2% | $9,460-99.3% | $433-83.8% |