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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,737 | $95,404-33.2% | $113,397-43.8% | $82,637-22.9% |
| Participation rate | 91.3% | 72.8%+18.5pp | 76.5%+14.8pp | 68.1%+23.2pp |
| Annual return | 13.34% | 19.08%-5.7pp | 23.20%-9.9pp | 53.51%-40.2pp |
| Employer contribution / active EE | $0 | $2,307-100.0% | $2,977-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,405 | $4,220-43.0% | $5,076-52.6% | $4,126-41.7% |
| Admin fee / account holder | $2,616 | $9,168-71.5% | $11,957-78.1% | $7,339-64.3% |