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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,737 | $100,194-36.4% | $122,979-48.2% | $86,983-26.7% |
| Participation rate | 91.3% | 73.0%+18.3pp | 77.2%+14.1pp | 69.5%+21.8pp |
| Annual return | 13.34% | 16.47%-3.1pp | 20.12%-6.8pp | 25.83%-12.5pp |
| Employer contribution / active EE | $0 | $2,326-100.0% | $3,062-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,405 | $4,133-41.8% | $5,003-51.9% | $4,194-42.7% |
| Admin fee / account holder | $2,616 | $10,148-74.2% | $12,864-79.7% | $7,856-66.7% |