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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,152 | $124,425+148.5% | $112,040+175.9% | $137,256+125.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.93% | 24.72%-11.8pp | 24.52%-11.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $6,491 | $3,411+90.3% | $2,954+119.8% | $4,156+56.2% |
| Participant deferral / active EE | $7,176 | $5,718+25.5% | $5,098+40.8% | $6,407+12.0% |
| Admin fee / account holder | $10,397 | $15,207-31.6% | $12,098-14.1% | $12,270-15.3% |