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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,152 | $167,415+84.7% | $140,514+120.0% | $198,609+55.7% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 12.93% | 13.85%-0.9pp | 14.36%-1.4pp | 202.70%-189.8pp |
| Employer contribution / active EE | $6,491 | $4,088+58.8% | $3,378+92.1% | $5,055+28.4% |
| Participant deferral / active EE | $7,176 | $5,579+28.6% | $4,919+45.9% | $6,977+2.8% |
| Admin fee / account holder | $10,397 | $16,730-37.9% | $13,697-24.1% | $19,030-45.4% |