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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,737 | $159,934-5.1% | $147,005+3.2% | $145,959+4.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.89% | 98.24%-89.3pp | 418.76%-409.9pp | 561.95%-553.1pp |
| Employer contribution / active EE | $5,562 | $5,287+5.2% | $4,934+12.7% | $4,661+19.3% |
| Participant deferral / active EE | $6,759 | $8,427-19.8% | $8,070-16.2% | $6,689+1.1% |
| Admin fee / account holder | $99,507 | $15,053+561.0% | $13,006+665.1% | $13,398+642.7% |