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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,690 | $90,614-57.3% | $76,089-49.2% | $145,877-73.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 14.16% | 623.80%-609.6pp | 360.94%-346.8pp | 551.28%-537.1pp |
| Employer contribution / active EE | $3,889 | $3,324+17.0% | $2,690+44.6% | $4,663-16.6% |
| Participant deferral / active EE | $8,147 | $5,168+57.6% | $4,259+91.3% | $6,691+21.8% |
| Admin fee / account holder | $4,428 | $8,376-47.1% | $6,418-31.0% | $13,402-67.0% |