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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,466 | $183,539-16.4% | $155,556-1.3% | $145,897+5.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 17.46% | 61.31%-43.8pp | 64.84%-47.4pp | 552.29%-534.8pp |
| Employer contribution / active EE | $7,650 | $5,315+43.9% | $4,675+63.6% | $4,663+64.1% |
| Participant deferral / active EE | $4,319 | $6,467-33.2% | $5,631-23.3% | $6,689-35.4% |
| Admin fee / account holder | $19,912 | $19,275+3.3% | $15,885+25.4% | $13,390+48.7% |