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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,466 | $183,592-16.4% | $155,567-1.4% | $145,959+5.1% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 17.46% | 61.24%-43.8pp | 64.74%-47.3pp | 561.95%-544.5pp |
| Employer contribution / active EE | $7,650 | $5,315+43.9% | $4,674+63.7% | $4,661+64.1% |
| Participant deferral / active EE | $4,319 | $6,464-33.2% | $5,628-23.3% | $6,689-35.4% |
| Admin fee / account holder | $19,912 | $19,318+3.1% | $15,916+25.1% | $13,398+48.6% |