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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,466 | $183,592-16.4% | $155,574-1.4% | $145,877+5.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 17.46% | 61.37%-43.9pp | 64.87%-47.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $7,650 | $5,317+43.9% | $4,676+63.6% | $4,663+64.1% |
| Participant deferral / active EE | $4,319 | $6,466-33.2% | $5,629-23.3% | $6,691-35.4% |
| Admin fee / account holder | $19,912 | $19,316+3.1% | $15,914+25.1% | $13,402+48.6% |