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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,168 | $87,166+192.7% | $76,735+232.5% | $137,256+85.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 12.38% | 26.50%-14.1pp | 29.77%-17.4pp | 220.34%-208.0pp |
| Employer contribution / active EE | $4,215 | $2,904+45.1% | $2,454+71.8% | $4,156+1.4% |
| Participant deferral / active EE | $8,761 | $4,726+85.4% | $4,088+114.3% | $6,407+36.7% |
| Admin fee / account holder | $31,907 | $8,403+279.7% | $7,189+343.8% | $12,270+160.0% |