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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,476 | $78,690+65.8% | $161,489-19.2% | $87,485+49.1% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 12.16% | 32.74%-20.6pp | 89.72%-77.6pp | 26.06%-13.9pp |
| Employer contribution / active EE | $3,678 | $2,588+42.1% | $4,268-13.8% | $2,596+41.7% |
| Participant deferral / active EE | $6,481 | $3,311+95.7% | $5,630+15.1% | $4,274+51.6% |
| Admin fee / account holder | $24,652 | $6,724+266.7% | $16,006+54.0% | $7,775+217.1% |