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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,343 | $70,366+98.0% | $66,674+109.0% | $138,895+0.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.51% | 386.41%-371.9pp | 321.24%-306.7pp | 145.39%-130.9pp |
| Employer contribution / active EE | $2,106 | $2,765-23.8% | $2,620-19.6% | $4,194-49.8% |
| Participant deferral / active EE | $7,120 | $4,374+62.8% | $4,084+74.3% | $6,396+11.3% |
| Admin fee / account holder | $6,685 | $5,262+27.0% | $5,098+31.1% | $12,562-46.8% |