Retirement plan

THOMAS F. GOWEN & SONS PROFIT SHARING AND 401(K) PLAN

Name: THOMAS F. GOWEN & SONS, INC. - THOMAS F. GOWEN & SONS PROFIT SHARING AND 401(K) PLAN (2025) Form 5500
Creator: THOMAS F. GOWEN & SONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THOMAS F. GOWEN & SONS PROFIT SHARING AND 401(K) PLAN, THOMAS F. GOWEN & SONS, INC.

THOMAS F. GOWEN & SONS, INC.EIN 23-1714349Plan #001PY 2025

1040 OLD SPROUL ROAD - SPRINGFIELD, PA 19064610-544-3700tfgowen.comLinkedIn11-50 employeessporting goods

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$10.9M

+8.6% from 2024

Total participants

+9.1% from 2024

Average account balance

$986,929

+8.6% from 2024

Annual return

11.07%

-5.98 pp from 2024

Benchmarks

See 7,810 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort7,810 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$987K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$129K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34100

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$375K

$34100 / participant

Other / not subdivided$375K100.0%

% of EOY assets

3.455%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$986,929

$213,785+361.6%

$185,441+432.2%

$155,188+536.0%

Participation rate

90.9%

83.2%+7.7pp

80.3%+10.6pp

80.8%+10.1pp

Annual return

11.07%

19.97%-8.9pp

20.16%-9.1pp

148.84%-137.8pp

Employer contribution / active EE

$5,393-100.0%

$4,672-100.0%

$4,248-100.0%

Participant deferral / active EE

$11,721

$6,864+70.8%

$6,152+90.5%

$6,531+79.5%

Admin fee / account holder

$34,100

$21,134+61.3%

$17,890+90.6%

$14,480+135.5%

THOMAS F. GOWEN & SONS PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THOMAS F. GOWEN & SONS PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion