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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,573 | $110,337-36.0% | $102,383-31.1% | $145,877-51.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 24.83%-16.0pp | 24.94%-16.1pp | 551.28%-542.4pp |
| Employer contribution / active EE | $3,136 | $4,216-25.6% | $3,870-19.0% | $4,663-32.8% |
| Participant deferral / active EE | $5,216 | $5,621-7.2% | $5,060+3.1% | $6,691-22.0% |
| Admin fee / account holder | $22,499 | $9,750+130.8% | $8,391+168.1% | $13,402+67.9% |