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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,703 | $86,949-34.8% | $102,460-44.7% | $80,959-30.0% |
| Participation rate | 57.8% | 72.4%-14.6pp | 76.5%-18.7pp | 67.7%-9.9pp |
| Annual return | 15.55% | 18.89%-3.3pp | 29.47%-13.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,358 | $2,370-42.7% | $3,025-55.1% | $2,757-50.8% |
| Participant deferral / active EE | $2,606 | $4,121-36.8% | $5,056-48.5% | $4,300-39.4% |
| Admin fee / account holder | $376 | $8,048-95.3% | $9,460-96.0% | $6,925-94.6% |