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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,895 | $69,977+245.7% | $108,582+122.8% | $62,881+284.7% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | -2.04% | 10.73%-12.8pp | -51.70%+49.7pp | 20.14%-22.2pp |
| Employer contribution / active EE | $8,393 | $2,135+293.1% | $3,758+123.3% | $2,281+268.0% |
| Participant deferral / active EE | $6,081 | $3,165+92.2% | $4,311+41.1% | $3,203+89.9% |
| Admin fee / account holder | $3,917 | $5,076-22.8% | $7,645-48.8% | $4,296-8.8% |