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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,046 | $58,258+181.6% | $81,820+100.5% | $80,925+102.7% |
| Participation rate | 68.9% | 63.5%+5.5pp | 72.4%-3.5pp | 67.7%+1.3pp |
| Annual return | 12.97% | 41.76%-28.8pp | 777.93%-765.0pp | 35.65%-22.7pp |
| Employer contribution / active EE | $5,548 | $2,345+136.6% | $2,915+90.3% | $2,756+101.3% |
| Participant deferral / active EE | $6,206 | $3,284+89.0% | $4,323+43.6% | $4,299+44.4% |
| Admin fee / account holder | $16,672 | $4,976+235.0% | $7,391+125.6% | $6,940+140.2% |