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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,796 | $50,554+38.1% | $67,681+3.1% | $87,485-20.2% |
| Participation rate | 79.6% | 67.7%+11.9pp | 73.7%+5.9pp | 68.9%+10.7pp |
| Annual return | 8.36% | 17.81%-9.4pp | 590.58%-582.2pp | 26.06%-17.7pp |
| Employer contribution / active EE | $6,047 | $1,988+204.1% | $2,678+125.8% | $2,596+132.9% |
| Participant deferral / active EE | $2,184 | $2,961-26.3% | $3,976-45.1% | $4,274-48.9% |
| Admin fee / account holder | $20,660 | $4,132+399.9% | $6,100+238.7% | $7,775+165.7% |