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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,796 | $47,479+47.0% | $62,929+10.9% | $82,448-15.3% |
| Participation rate | 79.6% | 66.9%+12.8pp | 73.1%+6.5pp | 68.1%+11.6pp |
| Annual return | 8.36% | 20.34%-12.0pp | 1063.93%-1055.6pp | 41.64%-33.3pp |
| Employer contribution / active EE | $6,047 | $1,885+220.8% | $2,505+141.5% | $2,551+137.1% |
| Participant deferral / active EE | $2,184 | $2,870-23.9% | $3,888-43.8% | $4,139-47.2% |
| Admin fee / account holder | $20,660 | $3,804+443.2% | $5,065+307.9% | $7,234+185.6% |