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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,796 | $55,457+25.9% | $77,361-9.8% | $94,015-25.8% |
| Participation rate | 79.6% | 69.8%+9.8pp | 75.0%+4.7pp | 70.8%+8.8pp |
| Annual return | 8.36% | 15.57%-7.2pp | 1011.54%-1003.2pp | 17.84%-9.5pp |
| Employer contribution / active EE | $6,047 | $2,255+168.2% | $2,990+102.2% | $2,790+116.7% |
| Participant deferral / active EE | $2,184 | $3,069-28.9% | $3,911-44.2% | $4,249-48.6% |
| Admin fee / account holder | $20,660 | $4,334+376.7% | $5,894+250.6% | $8,951+130.8% |