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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,718 | $117,846+57.6% | $102,434+81.3% | $145,884+27.3% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.75% | 31.90%-17.1pp | 29.46%-14.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,096 | $3,615-69.7% | $3,023-63.8% | $4,662-76.5% |
| Participant deferral / active EE | $5,502 | $5,733-4.0% | $5,055+8.8% | $6,690-17.8% |
| Admin fee / account holder | $6,109 | $13,356-54.3% | $9,462-35.4% | $13,392-54.4% |