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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,114 | $108,825-58.5% | $156,181-71.1% | $82,448-45.3% |
| Participation rate | 66.0% | 72.4%-6.3pp | 78.8%-12.8pp | 68.1%-2.0pp |
| Annual return | 14.76% | 20.59%-5.8pp | 64.87%-50.1pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,165 | $2,870-59.4% | $4,294-72.9% | $2,551-54.3% |
| Participant deferral / active EE | $2,930 | $4,577-36.0% | $6,132-52.2% | $4,139-29.2% |
| Admin fee / account holder | $4,166 | $9,341-55.4% | $14,586-71.4% | $7,234-42.4% |