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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,169 | $114,712+22.2% | $173,730-19.3% | $87,485+60.2% |
| Participation rate | 98.8% | 73.0%+25.8pp | 79.6%+19.2pp | 68.9%+29.8pp |
| Annual return | 16.21% | 20.18%-4.0pp | 19.96%-3.7pp | 26.06%-9.8pp |
| Employer contribution / active EE | $1,113 | $2,904-61.7% | $4,577-75.7% | $2,596-57.1% |
| Participant deferral / active EE | $5,958 | $4,642+28.4% | $6,326-5.8% | $4,274+39.4% |
| Admin fee / account holder | $11,837 | $10,210+15.9% | $17,523-32.5% | $7,775+52.2% |