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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,513 | $101,795+26.2% | $165,100-22.2% | $80,959+58.7% |
| Participation rate | 93.8% | 71.8%+21.9pp | 78.6%+15.1pp | 67.7%+26.1pp |
| Annual return | 11.83% | 16.73%-4.9pp | 70.21%-58.4pp | 35.67%-23.8pp |
| Employer contribution / active EE | $1,579 | $2,954-46.5% | $4,348-63.7% | $2,757-42.7% |
| Participant deferral / active EE | $5,271 | $4,476+17.8% | $6,035-12.7% | $4,300+22.6% |
| Admin fee / account holder | $8,708 | $8,221+5.9% | $12,696-31.4% | $6,925+25.7% |