Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,551 | $104,098+16.8% | $140,514-13.5% | $94,015+29.3% |
| Participation rate | 62.2% | 73.7%-11.5pp | 77.8%-15.6pp | 70.8%-8.7pp |
| Annual return | 12.47% | 15.14%-2.7pp | 14.36%-1.9pp | 17.84%-5.4pp |
| Employer contribution / active EE | $445 | $2,388-81.4% | $3,378-86.8% | $2,790-84.0% |
| Participant deferral / active EE | $2,352 | $4,033-41.7% | $4,919-52.2% | $4,249-44.6% |
| Admin fee / account holder | $1,431 | $10,439-86.3% | $13,697-89.5% | $8,951-84.0% |