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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,397 | $70,366+280.0% | $66,674+301.1% | $138,895+92.5% |
| Participation rate | 84.2% | 76.2%+8.0pp | 73.7%+10.5pp | 79.9%+4.3pp |
| Annual return | 12.47% | 386.41%-373.9pp | 321.24%-308.8pp | 145.39%-132.9pp |
| Employer contribution / active EE | $4,127 | $2,765+49.3% | $2,620+57.5% | $4,194-1.6% |
| Participant deferral / active EE | $8,155 | $4,374+86.4% | $4,084+99.7% | $6,396+27.5% |
| Admin fee / account holder | $5,073 | $5,262-3.6% | $5,098-0.5% | $12,562-59.6% |