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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,766 | $111,878+240.3% | $93,727+306.3% | $145,897+161.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 16.91% | 204.28%-187.4pp | 133.83%-116.9pp | 552.29%-535.4pp |
| Employer contribution / active EE | $27,360 | $3,092+784.8% | $2,421+1029.9% | $4,663+486.8% |
| Participant deferral / active EE | $6,185 | $4,920+25.7% | $4,417+40.0% | $6,689-7.5% |
| Admin fee / account holder | $3,264 | $10,256-68.2% | $8,292-60.6% | $13,390-75.6% |