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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,414 | $112,729+265.0% | $98,716+316.8% | $137,256+199.7% |
| Participation rate | 94.7% | 74.2%+20.5pp | 69.3%+25.4pp | 80.0%+14.8pp |
| Annual return | 8.97% | 38.48%-29.5pp | 31.81%-22.8pp | 220.34%-211.4pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,226 | $4,640+34.2% | $4,048+53.8% | $6,407-2.8% |
| Admin fee / account holder | $9,070 | $10,129-10.4% | $8,703+4.2% | $12,270-26.1% |