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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,507 | $129,737+0.6% | $119,126+9.6% | $154,746-15.7% |
| Participation rate | 88.9% | 78.9%+10.0pp | 75.8%+13.1pp | 80.7%+8.2pp |
| Annual return | 13.50% | 379.08%-365.6pp | 282.11%-268.6pp | 172.34%-158.8pp |
| Employer contribution / active EE | $2,177 | $4,375-50.2% | $4,034-46.0% | $4,379-50.3% |
| Participant deferral / active EE | $6,743 | $5,842+15.4% | $5,318+26.8% | $6,730+0.2% |
| Admin fee / account holder | $4,348 | $11,961-63.6% | $10,693-59.3% | $14,365-69.7% |