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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,213 | $110,410-1.1% | $102,437+6.6% | $145,897-25.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.01% | 24.85%-10.8pp | 24.95%-10.9pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,485 | $4,217-41.1% | $3,871-35.8% | $4,663-46.7% |
| Participant deferral / active EE | $7,205 | $5,622+28.2% | $5,060+42.4% | $6,689+7.7% |
| Admin fee / account holder | $2,068 | $9,745-78.8% | $8,388-75.3% | $13,390-84.6% |