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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,860 | $129,737+98.0% | $119,126+115.6% | $154,746+66.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 4.60% | 379.08%-374.5pp | 282.11%-277.5pp | 172.34%-167.7pp |
| Employer contribution / active EE | $27,441 | $4,375+527.2% | $4,034+580.3% | $4,379+526.6% |
| Participant deferral / active EE | $12,383 | $5,842+112.0% | $5,318+132.8% | $6,730+84.0% |
| Admin fee / account holder | $34,723 | $11,961+190.3% | $10,693+224.7% | $14,365+141.7% |