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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,044 | $156,398+49.0% | $147,318+58.2% | $138,895+67.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.60% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $12,353 | $4,853+154.5% | $4,593+169.0% | $4,194+194.5% |
| Participant deferral / active EE | $10,690 | $8,237+29.8% | $7,906+35.2% | $6,396+67.1% |
| Admin fee / account holder | $4,678 | $14,976-68.8% | $13,708-65.9% | $12,562-62.8% |