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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,044 | $155,555+49.8% | $146,866+58.7% | $155,188+50.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.60% | 115.41%-95.8pp | 102.85%-83.3pp | 148.84%-129.2pp |
| Employer contribution / active EE | $12,353 | $4,647+165.8% | $4,425+179.2% | $4,248+190.8% |
| Participant deferral / active EE | $10,690 | $8,044+32.9% | $7,759+37.8% | $6,531+63.7% |
| Admin fee / account holder | $4,678 | $14,755-68.3% | $13,620-65.7% | $14,480-67.7% |