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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,151 | $55,472-54.7% | $155,567-83.8% | $74,546-66.3% |
| Participation rate | 25.4% | 61.9%-36.5pp | 78.2%-52.8pp | 67.2%-41.8pp |
| Annual return | 12.65% | 268.72%-256.1pp | 64.74%-52.1pp | 1366.03%-1353.4pp |
| Employer contribution / active EE | $374 | $2,269-83.5% | $4,674-92.0% | $2,624-85.7% |
| Participant deferral / active EE | $823 | $2,838-71.0% | $5,628-85.4% | $4,347-81.1% |
| Admin fee / account holder | $1,998 | $1,743+14.7% | $15,916-87.4% | $1,944+2.8% |