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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,801 | $108,825+21.1% | $156,181-15.6% | $82,448+59.9% |
| Participation rate | 80.8% | 72.4%+8.4pp | 78.8%+1.9pp | 68.1%+12.7pp |
| Annual return | 15.36% | 20.59%-5.2pp | 64.87%-49.5pp | 41.64%-26.3pp |
| Employer contribution / active EE | $3,394 | $2,870+18.3% | $4,294-21.0% | $2,551+33.0% |
| Participant deferral / active EE | $5,356 | $4,577+17.0% | $6,132-12.7% | $4,139+29.4% |
| Admin fee / account holder | $2,189 | $9,341-76.6% | $14,586-85.0% | $7,234-69.7% |