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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,195 | $117,829-76.9% | $102,423-73.4% | $145,877-81.4% |
| Participation rate | 58.8% | 78.6%-19.8pp | 76.5%-17.7pp | 80.3%-21.5pp |
| Annual return | 11.06% | 31.83%-20.8pp | 29.42%-18.4pp | 551.28%-540.2pp |
| Employer contribution / active EE | $2,322 | $3,615-35.8% | $3,023-23.2% | $4,663-50.2% |
| Participant deferral / active EE | $2,106 | $5,732-63.3% | $5,054-58.3% | $6,691-68.5% |
| Admin fee / account holder | $804 | $13,335-94.0% | $9,455-91.5% | $13,402-94.0% |