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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,195 | $117,895-76.9% | $102,460-73.5% | $145,897-81.4% |
| Participation rate | 58.8% | 78.6%-19.8pp | 76.5%-17.7pp | 80.3%-21.5pp |
| Annual return | 11.06% | 31.92%-20.9pp | 29.47%-18.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,322 | $3,619-35.8% | $3,025-23.3% | $4,663-50.2% |
| Participant deferral / active EE | $2,106 | $5,736-63.3% | $5,056-58.3% | $6,689-68.5% |
| Admin fee / account holder | $804 | $13,353-94.0% | $9,460-91.5% | $13,390-94.0% |