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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,649 | $88,710+85.6% | $81,783+101.3% | $145,959+12.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.84% | 1027.26%-1016.4pp | 775.05%-764.2pp | 561.95%-551.1pp |
| Employer contribution / active EE | $17,325 | $3,083+461.9% | $2,913+494.8% | $4,661+271.7% |
| Participant deferral / active EE | $9,675 | $4,645+108.3% | $4,320+123.9% | $6,689+44.7% |
| Admin fee / account holder | $303 | $8,407-96.4% | $7,380-95.9% | $13,398-97.7% |