Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,196 | $56,047-24.7% | $98,716-57.3% | $79,634-47.0% |
| Participation rate | 19.1% | 54.6%-35.5pp | 69.3%-50.2pp | 62.5%-43.3pp |
| Annual return | 13.30% | 17.58%-4.3pp | 31.81%-18.5pp | 36.46%-23.2pp |
| Employer contribution / active EE | $23 | $1,237-98.2% | $2,279-99.0% | $2,529-99.1% |
| Participant deferral / active EE | $1,622 | $2,469-34.3% | $4,048-59.9% | $3,835-57.7% |
| Admin fee / account holder | $9,792 | $1,512+547.6% | $8,703+12.5% | $1,002+877.3% |