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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,804 | $162,136+33.7% | $152,301+42.4% | $154,746+40.1% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 11.82% | 91.02%-79.2pp | 80.50%-68.7pp | 172.34%-160.5pp |
| Employer contribution / active EE | $2,759 | $4,890-43.6% | $4,624-40.3% | $4,379-37.0% |
| Participant deferral / active EE | $6,058 | $8,341-27.4% | $8,004-24.3% | $6,730-10.0% |
| Admin fee / account holder | $181 | $15,759-98.9% | $14,398-98.7% | $14,365-98.7% |