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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,804 | $155,555+39.4% | $146,866+47.6% | $155,188+39.7% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 11.82% | 115.41%-103.6pp | 102.85%-91.0pp | 148.84%-137.0pp |
| Employer contribution / active EE | $2,759 | $4,647-40.6% | $4,425-37.6% | $4,248-35.0% |
| Participant deferral / active EE | $6,058 | $8,044-24.7% | $7,759-21.9% | $6,531-7.2% |
| Admin fee / account holder | $181 | $14,755-98.8% | $13,620-98.7% | $14,480-98.8% |