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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,010 | $159,978+25.6% | $147,041+36.7% | $145,978+37.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.94% | 98.36%-84.4pp | 419.21%-405.3pp | 550.52%-536.6pp |
| Employer contribution / active EE | $13,717 | $5,288+159.4% | $4,935+178.0% | $4,662+194.2% |
| Participant deferral / active EE | $13,895 | $8,429+64.8% | $8,071+72.2% | $6,690+107.7% |
| Admin fee / account holder | $17,674 | $15,053+17.4% | $13,006+35.9% | $13,400+31.9% |