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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,392 | $101,618+231.0% | $93,063+261.5% | $137,256+145.1% |
| Participation rate | 80.0% | 74.9%+5.1pp | 72.1%+7.9pp | 80.0%0pp |
| Annual return | 14.77% | 223.95%-209.2pp | 34.15%-19.4pp | 220.34%-205.6pp |
| Employer contribution / active EE | $7,999 | $2,707+195.5% | $2,476+223.0% | $4,156+92.5% |
| Participant deferral / active EE | $9,330 | $4,279+118.0% | $3,958+135.7% | $6,407+45.6% |
| Admin fee / account holder | $6,405 | $6,198+3.3% | $6,033+6.2% | $12,270-47.8% |