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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,431 | $110,093+66.6% | $97,295+88.5% | $145,897+25.7% |
| Participation rate | 75.0% | 75.9%-0.9pp | 72.7%+2.3pp | 80.3%-5.3pp |
| Annual return | 8.39% | 244.76%-236.4pp | 75.62%-67.2pp | 552.29%-543.9pp |
| Employer contribution / active EE | $10,282 | $3,077+234.1% | $2,723+277.6% | $4,663+120.5% |
| Participant deferral / active EE | $9,156 | $4,678+95.7% | $4,264+114.8% | $6,689+36.9% |
| Admin fee / account holder | $3,171 | $6,212-49.0% | $5,646-43.8% | $13,390-76.3% |