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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,219 | $159,934+8.3% | $147,005+17.8% | $145,959+18.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.50% | 98.24%-86.7pp | 418.76%-407.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $15,896 | $5,287+200.6% | $4,934+222.2% | $4,661+241.1% |
| Participant deferral / active EE | $10,952 | $8,427+30.0% | $8,070+35.7% | $6,689+63.7% |
| Admin fee / account holder | $13,757 | $15,053-8.6% | $13,006+5.8% | $13,398+2.7% |