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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,466 | $100,970-14.4% | $96,576-10.5% | $137,256-37.0% |
| Participation rate | 90.9% | 82.6%+8.3pp | 81.4%+9.5pp | 80.0%+10.9pp |
| Annual return | 9.51% | 38.16%-28.6pp | 38.47%-29.0pp | 220.34%-210.8pp |
| Employer contribution / active EE | $381 | $3,809-90.0% | $3,553-89.3% | $4,156-90.8% |
| Participant deferral / active EE | $888 | $8,286-89.3% | $7,956-88.8% | $6,407-86.1% |
| Admin fee / account holder | $19,668 | $11,312+73.9% | $11,381+72.8% | $12,270+60.3% |