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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,331 | $67,823+311.8% | $52,425+432.8% | $137,256+103.5% |
| Participation rate | 77.8% | 63.9%+13.9pp | 55.6%+22.2pp | 80.0%-2.2pp |
| Annual return | 11.57% | 219.11%-207.5pp | 302.12%-290.5pp | 220.34%-208.8pp |
| Employer contribution / active EE | $14,648 | $1,163+1159.6% | $914+1502.3% | $4,156+252.5% |
| Participant deferral / active EE | $19,356 | $2,288+746.0% | $1,790+981.1% | $6,407+202.1% |
| Admin fee / account holder | $32,253 | $2,844+1034.0% | $2,495+1192.8% | $12,270+162.9% |