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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,039 | $234,190+116.9% | $180,320+181.7% | $198,609+155.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 12.58% | 1057.44%-1044.9pp | 778.54%-766.0pp | 202.70%-190.1pp |
| Employer contribution / active EE | $29 | $5,258-99.5% | $4,108-99.3% | $5,055-99.4% |
| Participant deferral / active EE | $0 | $4,988-100.0% | $4,304-100.0% | $6,977-100.0% |
| Admin fee / account holder | $2,146 | $12,558-82.9% | $10,000-78.5% | $19,030-88.7% |